Affordable Housing Programs
The Northwest Tennessee Development District's housing program is funded through a grant with Tennessee Housing Development Agency (THDA). We provide technical
assistance to the communities in our nine county region. For more information on THDA programs, see below. Specifically, NWTDD provides the following program:
Tennessee Housing Development Agency (THDA)
Tennessee Housing Development Agency (THDA) As the State's housing finance agency, the Tennessee Housing Development Agency (THDA) is a self-sufficient, independently funded, publicly accountable entity of the State of Tennessee. THDA's mission is to meaningfully expand safe, sound, affordable housing opportunities for low and moderate income Tennesseans as the state's leading resource. For more information on THDA visit the site at https://thda.org
THDA Programs
THDA offers a range of programs for homebuyers, homeowners and renters.
Check out the programs offered. https://thda.org/programs
Great Choice Home Loans
Great Choice is a 30-year, fixed interest rate home loan available through private banks and lenders. These loans focus on first-time homebuyers, U.S.
military veterans, and homebuyers in targeted areas. Down payment assistance may also be available. https://thda.org/homebuyers
Tennessee's Free Housing Locator
This is a THDA-sponsored, free online resources for locating and advertising available rental property and other resources for renters.
THDA Research and Planning
For statewide and county-based information about housing and housing affordability, check out THDA's Research and Planning publications to gain insight into the state's housing market and THDA's impact on affordable housing. https://thda.org/research-reports
Home Owner Assistance Programs in Northwest Tennessee
To learn more about Home Owner Assistance Programs in Northwest Tennessee:
Click Here to download the Housing Brochure.
Haga clic aquí para descargar el folleto de vivienda.
NOTICE OF PUBLIC HEARING AND COMMENT PERIOD FOR THE 2026-27 ANNUAL ACTION PLAN FOR HOUSING AND COMMUNITY DEVELOPMENT PROGRAMS
March 23 – April 23, 2026
On behalf of the State of Tennessee, the Tennessee Housing Development Agency (THDA) has completed a draft of the State’s 2026-27 Annual Action Plan (AAP) for housing and community development in Tennessee, which is an application for funds and articulation of goals for five U.S. Department of Housing and Urban Development (HUD) programs:
- Community Development Block Grant (CDBG, administered by TN Department of Economic and Community Development)
- HOME Investment Partnerships Program (HOME, administered by THDA)
- Housing Trust Fund (HTF, administered by THDA)
- Emergency Solutions Grant (ESG, administered by THDA)
- Housing Opportunities for Persons with AIDS (HOPWA, administered by TN Department of Health)
These programs support a variety of housing and community development efforts throughout Tennessee for the benefit of low- and moderate-income households. The AAP details how the State’s programs will distribute approximately $50-60 million in annual federal funding in pursuit of articulated goals.
Citizens are encouraged to review and make comments on the AAP beginning on Monday, March 23, 2026. A draft summary in English and Spanish will also be available. Citizens can find the links to review the AAP, the summaries, and submit comments at https://thda.org/about-thda/public-notice-and-comment/ from March 23 - April 23, 2026. Citizens will also find the details for an in-person and virtual public hearing about the AAP.
For questions and accommodation requests (e.g., requests for assistance due to a disability and/or limited English language proficiency), please email research@thda.org.
AVISO DE AUDIENCIA PÚBLICA Y PERÍODO DE COMENTARIOS PARA EL PLAN DE ACCIÓN ANUAL 2026-27 PARA PROGRAMAS DE VIVIENDA Y DESARROLLO COMUNITARIO
23 de marzo – 23 de abril de 2026
En nombre del Estado de Tennessee, la Agencia de Desarrollo de Vivienda de Tennessee (THDA, por sus siglas en inglés) ha completado un borrador del Plan de Acción Anual (PAA) 2026-27 para la vivienda y el desarrollo comunitario en Tennessee. Este borrador consiste en una solicitud de fondos y la articulación de objetivos para cinco programas del Departamento de Vivienda y Desarrollo Urbano de los Estados Unidos (HUD, por sus siglas en inglés):
- Subvención en Bloque para el Desarrollo Comunitario (CDBG, administrada por el Departamento de Desarrollo Económico y Comunitario de Tennessee)
- Programa de Asociaciones de Inversión HOME (HOME, administrado por la THDA)
- Fondo Fiduciario para la Vivienda (HTF, administrado por la THDA)
- Subvención para Soluciones de Emergencia (ESG, administrada por la THDA)
- Oportunidades de Vivienda para Personas con SIDA (HOPWA, administrado por el Departamento de Salud de Tennessee)
Estos programas apoyan diversas iniciativas de vivienda y desarrollo comunitario en todo Tennessee para el beneficio de hogares de ingresos bajos y moderados. El Plan de Acción Anual (PAA) detalla cómo los programas del Estado distribuirán aproximadamente entre $50 y $60 millones en fondos federales anuales para alcanzar objetivos específicos.
Se anima a los ciudadanos a revisar y enviar comentarios sobre el PAA a partir del lunes 23 de marzo de 2026. También estará disponible un borrador del resumen en inglés y español. Los ciudadanos pueden encontrar los enlaces para revisar el PAA, los resúmenes y enviar comentarios en https://thda.org/about-thda/public-notice-and-comment/ del 23 de marzo al 23 de abril de 2026. Los ciudadanos también encontrarán los detalles para una audiencia pública presencial y virtual sobre el PAA.
Para preguntas y solicitudes de ajustes (p. ej., solicitudes de asistencia por discapacidad o dominio limitado del inglés), envíen un correo electrónico a research@thda.org.
NWTDD Housing Coordinator, Jessica Baker
124 Weldon Dr., Martin, TN
731-588-1304
Fax: 731-587-4587
Jessica.baker@nwtdd.org